Insurance claim estimating software that shows its work

What a claim estimate has to get right

Property claim estimating is different from bidding a remodel. The scope is dictated by the damage, the pricing has to be defensible against a carrier's own numbers, and the policy decides how replacement cost, depreciation and actual cash value are presented. Software that was built for bids leaves you doing that work by hand.

Quantities that come from measurements

In iScope Cloud, rooms are drawn, not described. The sketch knows each room's floor area, wall area, ceiling area and perimeter, and every line item's quantity formula pulls from those figures. Move a wall and the drywall, paint and baseboard quantities move with it. Reviewers can see where every quantity came from.

Pricing with a date and a place

The catalog is refreshed monthly from national construction cost data, and labor is adjusted to the loss ZIP code with government wage statistics. Each estimate records the pricing month it was built with, so a file written in March still reads correctly in September.

RCV, depreciation and ACV, the way the policy reads

Set depreciation at the estimate or line level, apply overhead and profit where it belongs, and let iScope carry the replacement cost value, recoverable depreciation and actual cash value through to the PDF. The math is the same every time, so you spend your attention on the scope.

Documentation on the same project

Photos are dropped onto the sketch, so each one is tied to the room where it was taken. Inspection pins mark the exact damage. The estimate PDF and the photo report come from the same project, with your letterhead and your opening and closing statements.

Built by a public adjuster

iScope began as a working public adjuster's own tool, written because the programs on the market fought the way adjusters actually work. It is now a browser-based platform used by adjusters, contractors and restoration companies, and it still answers to the same test: does the estimate hold up at the table?

Need	How iScope Cloud handles it
Defensible quantities	Formulas tied to measured rooms
Current pricing	Monthly catalog, ZIP-code labor adjustment, your own overrides
Policy math	RCV, depreciation, ACV, tax and O&P built in
Proof	Room-tied photos and inspection pins
Delivery	Letterhead PDFs for the estimate and the photo report

Try it on a real loss

Create an account, sketch the loss you are working on now, and price it. Your first days are free, and nothing has to be installed.